| Citi achieves the extraordinary for our clients around the world. No financial institution is more |
| ommitted to advancing the goals of its clients-our diverse and talented staff in more than 100 |
| countries advises companies, governments and institutions on the best ways to realize their |
| strategic objectives. We create solutions for and provide the broadest possible capital and |
| market access to thousands of issuer and investor clients. And no institution better executes the |
| increasingly complex payment and cash management solutions required in today's global |
| economy. |
| |
| Global Capital Markets provides world-class global capabilities for corporate, institutional and |
| retail investors through our dominant equity and debt sales and trading platforms, |
| industry-leading research, top-tier institutional distribution capabilities, and access to the |
| second-largest retail brokerage network in the U.S. We are a global leader in underwriting, |
| structuring, and sales and trading across all asset classes, including equities, corporate bonds, |
| government and agency bonds, asset-backed and mortgage-backed securities, syndicated |
| loans, structured and futures products. |